High water levels and flooding arising from water courses bursting their banks can be caused by lakes, streams and rivers carrying large quantities of water; runoff after heavy precipitation (rain or snow) and/or severe snow melt; or more groundwater than usual reaching the surface (e.g. springs).
High water levels in lakes usually persist for a long time, but generally have a less direct destructive effect than streams that burst their banks. These normally flow very fast and are thus capable of causing enormous damage in an extremely short time.
The hazard is unlikely to disrupt traffic or cause damage.
Localised flooding is unlikely, but may occur.
Localised flooding may occur in exposed areas..
Flooding may occur. Buildings and infrastructure (e.g. roads) may be affected. Traffic may be disrupted. The flooding is likely to cause damage.
Widespread flooding is likely. Roads, railway lines, residential areas and industrial plants may be severely affected. Traffic is likely to be severely disrupted in some areas. The flooding is likely to cause major damage.